It usually takes a lot of formalities and time to apply for a loan, but now it is over. Now with Smart Rupee, allows you to submit your personal loan application at any time, without long waiting and paperwork, to meet your needs, and the amount is 1000 to 200,000 rupees. From now on, you can complete all the processes on your phone.
Who do we provide services to?
1. All Indian citizens between 20-55 years old
2. Have a job with stable income
How to apply?
Simply follow the steps below to experience the loan easily applied for:
-Register a personal account on Smart Rupee with your mobile phone number
-Fill in your personal information (Aadhaar card, PAN card, bank account, etc.)
-Submit and wait for your comment results
Our features
Amount of the Loan is ₹1,000 to ₹200,000
Loan term: 100 days to 730 days
Maximum Annual Percentage Rate(APR) is 25% per annum.
Processing fee: 1% of the loan amount (additional 18% GST)
No hidden charges
Loan example of repayment
The loan amount is ₹10,000,
The annual interest rate is 18.25%
The term is 120 days.
The interest payable is calculated as follows:
Interest = ₹10,000 x 18.25%/365 days x 120 days = ₹600
Service charge = ₹100 (₹10,000 x 1%)
GST = ₹18 （₹100*18%）
The total repayment amount within 120 days = ₹10,718 (₹10,000+ ₹600+ ₹100+ ₹18)
Monthly repayment= ₹2,680(₹10,718/4)
Our advantages
1. Relatively high loan amounts & Acceptable interest rate
2. 100% online process
3. Information security
4. Quick approval
Loan purpose includes but is not limited to
Building construction and renovation
Family events and weddings
Self-improvement (funding skill training courses, etc.)
Medical emergencies
Travel
Buy a family car
Electronic purchase
Data Security
All transactions are protected by 256-bit SSL encryption. All data is transmitted through a secure connection. Without your consent, we will not share your data with any third party.
Contact Us
If you have any questions, please contact our online staff for help.
Email: [email protected]
Working hours: 9:00 am – 17:00 pm (Monday - Saturday)